Facio

Brazilfintech

Facio is a Brazilian fintech that provides early payroll loans and financial education to employees. The platform allows workers to access earned wages before payday, helping them avoid high-interest debt and manage cash flow. Facio operates in Brazil and targets employees through partnerships with employers. The company raised a $5M seed round led by Monashees, ONEVC, and Y Combinator, with participation from angel investors including Igor Marchesini (SumUp), Gabriel Braga (QuintoAndar), and Michael Seibel (Y Combinator).

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