Hent

BrazilProptech

Hent provides fast, unsecured credit to land lot developers and builders in Brazil, solving the cash flow gap during construction. Its technology platform analyzes a developer's receivables portfolio and offers loans starting at R$50,000 with approval in up to five business days, no real estate guarantees, and zero structuring costs. Customers are Brazilian loteadores (land subdividers) and incorporadores (real estate developers) who need working capital to accelerate construction. The company is a Y Combinator-backed startup and claims to offer credit without the bureaucracy typical of traditional real estate financing.

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