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Klap

ChileFintech / BnplFounded 2021

Klap is a Chilean payments company and acquirer (adquirente) founded in 2007 that helps merchants accept all types of payment methods, addressing the digitization and formalization of commerce in Chile. Its main offerings are physical POS terminals (including integrated POS), an e-commerce checkout, Tap-Klap contactless acceptance, electronic receipts (Boleta Electrónica), and additional services such as installment plans, interest-free commerce promotions, and prepaid/food-card acceptance. Customers are merchants of all sizes, particularly small and medium-sized businesses, across verticals such as retail, food, and health, and Klap reports over 1 billion transactions processed in 2024 and 17 years in the payments industry, positioning itself as a leader in Chilean acquiring. The company was founded by Javier Etcheberry, who stepped down from the presidency while remaining on the board, and is led by general manager Raúl Sapunar; its ownership is transitioning, with Itaú Chile's purchase of the acquiring network approved by Chile's FNE (and Brazil's Central Bank), pending CMF approval. Klap states that merchants are paid within one business day, offers free shipping of terminals within Chile, 24/7 support, and electronic receipt service at 0.39 UF + VAT per month.

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