MiCheque

Uruguayfintech

MiCheque is a Uruguayan fintech that provides early access to funds by enabling individuals and SMEs to sell their deferred checks (cheques diferidos) before their maturity date. Users upload a photo of their check, and investors on the platform can purchase it directly or make offers, with the funds transferred to the seller's bank account. The company also offers an investment option where users can earn returns by buying checks, with credit analysis and verification integrated with Inforcheck and Central Bank data. MiCheque raised US$500,000 to expand its early payroll benefits for SMEs, addressing the stress of living paycheck to paycheck in Latin America.

Website

Key people

• Milton Rodríguez CEO