PayCaddy
GuatemalaFintechFounded 2019
PayCaddy is a fintech company that provides a Banking-as-a-Service (BaaS) platform enabling Latin American companies to launch card issuing programs without the complexity of building their own infrastructure. Its API-based platform offers products such as Cards as a Service, BIN Sponsorship, and Wallets as a Service, allowing clients to issue branded Mastercard products. The company serves banks and financial institutions, fintechs, crypto exchanges, retail companies, and lenders, operating across Latin America with regulatory oversight from the Superintendencia de Bancos de Panamá. PayCaddy is a Y Combinator Winter 2022 graduate, a Mastercard Engage & Start Path official program member, and has received a Mastercard recognition award for Excellence in Agility.