R2 Capital

fintech

R2 provides embedded lending infrastructure that enables platforms (e.g., e-commerce marketplaces, point-of-sale systems) to offer revenue-based financing to their merchants. The product integrates via APIs, uses AI-driven risk models to generate personalized loan offers from $100 to $100,000+, and handles KYC, compliance, and funding. Repayments are proportional to the merchant's sales, and new offers are generated monthly. R2 operates across five countries in Latin America, has granted over 180,000 loans, and recently secured a $9 million equity round and a $50 million debt facility. The company differentiates by taking on credit risk and providing same-day funding through agentic operations.

Website

Key people

• Roger Larach Co-Founder & CEO